KAZEY JOURNAL

Well after numerous researches here and there on the net, i have discovered an easy way for malaysians to be able to withdraw from their paypal accounts using a companies visa atms cards, by depositing in their portal and withdrawing by atm.

ATMS that accept their cards are as follows.

IBANK

CITIBANK BERHAD

HSBC BANK MALAYSIA BERHAD

MALAYAN BANKING BERHAD

PUBLIC BANK BERHAD

SOUTHERN BANK BERHAD

Now you might be curious to how do you do that? If you are a malaysian and you are interested in withdrawing from your paypal account, this is an opportunity.

So Malaysians Now you can withdraw from you paypal accounts at a reasonable fee!!. Good News

HERE IS THE LINK OF THE SITE THAT ALLOWS YOU TO WITHDRAW FROM YOUR PAYPAL ACCOUNT . CLICK HERE. and thanks for using my link because it contains my refferal link.

Thats the little i want in exchange for the link i give. My referrer id is kazey. This allows you to withdraw from your paypal account into their cards and you can withdraw from an ATM.

How do you perform a transaction with your account with this provider?

ok first of all you need to do is signup using my link of course which i would really appreciate.

then after verifying your email you would then login to your virtualbankcard account and then you click on get ATM card button.

Now you would be given information in relation to obtaining the card, which is The cost of the card is $15 for a limited time. When purchasing the card you must load a minimum of $10 on your card and the transfer fee is $3. You must have a minimum of $28 available in your account. To meet the minimum, you need to deposit $28.00 into your account.

So altogether you need only to pay them $28 dollars plus extra RM8 for the money order to them via BCB. thats if you use BCB.

But the payment also can be done with paypal, mind you that is if you have a paypal account, you can easily transfer from your paypal account to pay for the $28 initial cost. that is done by choosing the deposit by paypal after you choose to deposit for the card.

Now for the paypal also (Note: Your first deposit must be $5.00, after a 72 Hour validation period you will be able to deposit up to $500.00 every 14 days.) . There is no transaction fees for paypal currently. So is free.

Well after obtaining your visa card, you can now transfer money from your paypal account by just clicking on the deposit and choosing the appropiriate option that leads you into transferring money from your paypal account to their account.

After that, your money would be in your virtualbankcard account.

Now to withdraw is preety easy.Either you use your atm card, or you click the withdraw button, state the amount and a cheque would be sent to you based on the mailing address you state.

Once again dont forget to use my link for sharing such a useful information :).

Let’s find out the truth about MLM in Malaysia. This free report covers:

MLM Product Trends in Malaysia

MLM Market in Malaysia

The “Three S” Principle Trend

The History of MLM companies in Malaysia

The Present and Future Trend in Malaysia for MLM

MLM Business Building Trends and Systems

5 Types of MLM marketing plans, and why most fail.

Note: I am not promoting this guy products, i am just encouraging you to read his article. He explained all the concepts with a sincere approach. More of the need to know. Thus its really a good read, especially if you are looking for certain answers in relation to MLM. Personally i do not participate in MLMs, because of some personal reasons, but nevertheless it worth reading, honestly

Interested in Downloading the E-BOOK ? CLICK HERE.

When it comes to bringing a business idea into reality, a major problem that always arises is the lack of funds due to the nature of the plan intended. But nevertheless a good business plans does require that you look for external finances to ensure that there is a total distribution of resources contribution and enough funds to maintain the perfect architecture of the plan, withdrawing from ones own pocket is highly discouraged even if you have the surplus funds because it normally leads to the restricted urge of trying to be prudent in spending to save and thus affect the supposed desired achievement massively. Due to the this fact most of the basic necessities and luxury that ensures success is cut back in attempt to save more.
So really the need to look for external financing is really a must, but then again most of the so-called young entrepreneurs are running away from it due to the fact that they have to share the profits earned. One fact is most are greedy and self-centred. The others, well not really to be blamed perhaps we might say, because of issues like the likelihood of investors stealing the idea.

But the truth about new unique business is even the business plan are stolen nothing really can be archived with the business idea. What of if my idea were stolen through the business plan, what would I do? They would ask? I would say I don’t care. As long as I designed the business plan myself. The business plan is supposed to address what you are doing, what you are tackling, and the forecasted market and possible income from it.
The Business plan does not contain the step-by-step approach to running the system I suppose!! It’s a guide. And therefore replicating and implementing it would be really hard, if it’s as unique as it’s supposed to be. I would say I would only give proposals to business ideas that are only unique; otherwise what’s new about them, if they are just some imitated concept of another persons business, and what is the turning point? Well so really the alarm, is uncalled for!! And besides I am yet to come across someone whose business ideas was stolen by the investor through a business plan and implemented.
The hard part of business plans is the convincing part. You really have to convince your investors to invest; by really understanding what you are doing and making them see what you have installed. Raising the capitals after designing the business plan is not that difficult, if you really have the business plan designed. How many of you have really designed one and couldn’t raise the capital? I really doubt any of you does. All we do is complain without effort.

And one more tip, do you want your company to be a multinational standard? To achieve this does not require any voodoo that is. The basic rule is to get it financed by external resources, be consistent as much as possible, and make sure all your plans are followed, reviewed and redeveloped in a cycle to the later, and always enjoy firing under performers, retraining would cost you more than recruiting a better one. And to end it, it’s easier saying than doing.

well so to speak, i have started designing a new income line actually 2 to be precise. one which would be evolving in lets say 2 weeks time, and the other a month or so. i have sent the supplier the list of the products i am interested in, for the first system, and me and my new partner Daniel a Portfolio Planning executive of Eastern Link who happen to be also an accomplice in my school (he is a student like me ;)). we are planning to go into providing some service which is still currently confidential for students mainly international students in my school, and we plan to expand to other universities with time. we are actually supposed to brain storm today, but due to my seminar, we have to suspend it till tommorrow.

The second system, is really packed , and i guess would lead me to getting my first million dollars hopefully. its mainly into designing an investment program with high quarterly turnover and 99.9% risk free and with every 2 years bonus to investors. this is with another partner of mine, infact and old partner of mine because we both own DZ independent marketers, and thus that means we are really expanding our interest and focus. One advantage of his proposal is we have a tax advantage for 5 years . This is to encourage aspiring locals like him to set up business systems such as the one we are currently designing and thus means we can really achieve a lot during the duration, before returning the whole lump investment benefits back to our investors after 6 years which is actually the duration of the investment from the day we launch it.

well we actually ran over the system on sunday, i have to do some coding, and i hope i can meet the deadline.i guess thats all for now. besides i have decided to attend the seminar.

ok here i go again with my crazy ideas. well first of all i do have many friends of mine who think by investing in stocks, they can strike it big.
they have a very interesting ideology of raising money through stocks or what i term meagre stocks.

To begin with i would like to cite an example. i have a friend who invested arround 5000 dollars in the banking sector. His reason for investing in the bank is that the bank is “safe” and rich in terms of “profitability”.now this same person is still investing as in building up his portfolio in various companies, buying stocks here and there. though he is still a student.now i know most of you guys would say that is a “good investment” this guy would strike it big in no time.

now i would like to first tackle the reasons my investor friend had for investing in one of his portfolio. THE Bank. now he says and believes The Bank is a “safe company”. now the first question i asked the guy is that can he borrow the same amount of money from the same bank to invest in their stocks? the answer he gave me was No. the same bank does not lend out money for stock investment. i said interesting. why?. He said because its in their policy. i asked why do u think the bank designed a policy not to lend people to invest in stocks , even their own stocks? he couldnt answer my question. now he asked me why do i think they dont lend out money to stock investors?
i said because the stock market can plunge anytime. which means the idea of his safety is not a good idea at all. so the first reason of safety is not a tangible point at all because the bank now believes its own stock its at risk.

Now i know many of my enterprenure friends would say “Risk” is a good thing. i would say cool. i buy the idea. i mean am i contradicting myself? well if you think so, think again.

Now back to his second reason for investing into the stock market especially the banking sector, “Profitability”. i looked up and asked him. Are u sure about profitability?. he said yes of course. i said how profitable is it in terms of dividends. he replied about 1% – 1.3% divident per annum. i laughed. he said i am crazy. well you think i am crazy? think again. He said what about the capital appreciation?

Firstly i dont invest for capital appreciation only, and the stock market increases in value because of market momentum and capital appreciation. which even is a maybe. Not for certain. And it is infact gambling with your money.Do you love gambling i asked him. he said No.

Now what do i invest in? i invest in cashflow. so back to our bank investor, how much cash flow per month does his 5k dollars generate for him to spend. 1%-1.3% divided by 12 or even less. lolz is that profitable now? hahaha oh Goodness i have to sell my stocks!! Great now you are thinking wisely. buy and sell. thats another better type of investment. He has graduated the first level of understanding the stock market investment world as in terms of profitability.

Now maybe you as another investor would say no i dont invest into stocks to give me monthly cashflow. the purpose of my investment in stocks is to have all the capital appreciation, and of course invade taxes. because you are not taxed for the things you do not have directly. hehehehe. now think again the word “Capital Appreciation” means you are praying hard, not even under certainty that it is going to appreciate. And well for me thats not a way to invest into a profitable means of future income.

Now instead of that i would give you a fast alternative of even getting a better capital appreciation and your money back after the year. Do we all know what they call the fixed Deposit in the Bank?. now here he goes again with his crazy idea. i am not advising you to invest in fixed deposits, i am just giving you an alternative to stocks. since you are so crazy about capital appreciation. now the same 5000 dollars, invest in a fixed deposit and i am sure you would be able to negotiate with the bank into getting atleast 5-8% interest or even more in a year. now is that not a better investment. you get your 5-8% and at the end of the month you still have your 5000 dollars plus your 5-8% interest for certain unlike stocks which even the 1-1.3% is a probability. because not all investments even in the banking sector give fixed amount of dividents yearly. Most of the time they dont give anything at all.

now back to a better profitable investment since we sticked to the ideology of capital appreciation. didnt we?
ok now you have your 5-8% plus the 5k . now re-invest into the same fixed deposit the sum of everything you had plus the interest and maybe if possible re-negotiate with the bank for a better interest and keep doing it for your target years. now compare what you have to the stock investment you did. is it the same now am i crazy?? lolz so why invest in stocks??. why not invest in Fixed Deposits?

well i do not even invest into fixed deposit because the profit is limited and fixed, besides my money is even tied down for a whole year.well actually if you really want to know i would prefer trading in options. buying and selling what i dont have might be very risky but very profitable (thats if and only if i must play with the exchange market). well thats all for now.
Good Day. enough of my crazy ideas