KAZEY JOURNAL

2/17/2005

Fraudby Nigerians arround the world.

Filed under: General Stuffs — kayode muyibi @ 2:59 am

Now back to the most disturbing and disheartening issue “fraud by Nigerians”. well we are blamed because we happen to have smart kids who decided to use their “God given computer” to lure gullible, dump and greedy people arround the world into sharing their dollars with them. the most annoying thing is they blame Nigeria as fraud itself. and frankly when you study the case carefully with wisdom and rationality, you would find out that infact that its not Nigerians that are fraud, the victim himself is a fraud. you might say what the hec is this guy talking about, well i would tackle why the victim is a fraud as my blaberrings unfold.

First issue “email fraud” in summary from different emails i have read the most popular been of one smart kid in Nigeria who decided to share some millions to you, he happens to actually get from his father who happens to be a corrupt president or should i say ex-president, with you. now the first question is why you? and how the hec did he get your email, if he is legitimate. now besides that lets say he gets it from a forum other channels which can be quite easy. Now this is stolen money and you know all right that is stolen money, and you want to help him out in investing it or keeping???? so who is the theif now? Nigerians or you???
i mean this victims , i really dont understand them.

It goes on like this , after exchanging various faxes, and mails etc he decides to transfer the money to your account so that you can help him in the safe transferring or investing. sounds interesting doesnt it? well i would say cool, if i happen to be a theif myself, an accomplice to the crime so to speak. i dont mind even sharing my account number and bank information. now can this guy access my account? if not that i give him vital information such as my pin number for accessing my online account, how the hec can he access it? now why would i give him such information, since he just wants to transfer money into my account. i can even post my account number here and bank information and you cant actually do anything with it. its useless as long as the information is just basic bank account, bank address and maybe swift code.

Now doesnt actually end there, it goes to the extent that they this smart kid tells you that he doesnt have the money to do the transfer common for Christ sake !! the Bank can subtract from the account and use it as transaction fees, thats what they actually do with your permission all the time, you dont need to send extra money for transfer :D. Now who is the stupid one, the Nigerian kid or the greedy victim. now the greedy victim goes to the extent of sending money to help send stolen money to him. and now his money gets stolen, and the smart kid dissapears :) the victim now goes online and start blabbering that Nigerians are fraud . I really dont understand, well they always get sympaty from the world. you can actually even tell from all those nasty sites arround the net, not only by Nigerians but many smart educated people arround the world. common guys wake up .

Another issue is online payment with credit cards. ok actually Nigerians have a means of getting credit cards from the USA or some European countries through legitimate means especially debit cards, now the question is what about the case of stolen credit cards!!. Credit cards theft is everywhere arround the world. infact America as a country has a huge record of credit cards theft daily. an example is one i gathered from this link


While 76% of respondents said credit card fraud is either a moderate or major concern, only 69% of respondents felt the same way about online credit card fraud. The results are from a survey of 943 American credit card holders fielded last week who were asked their opinions about credit card security, both online and offline, as well as about their experiences with credit card fraud. Credit card fraud is still a major concern to 4 in 10 Americans—both online and offline. 42% of respondents expressed serious worries about credit card security, and consider fraud a major concern. Nearly the same number of Americans—41%—consider online credit card fraudulence a major concern and 38% of respondents said they are less likely to make an Internet purchase because of those anxieties.

The apprehension seems to be justified: 12% of respondents to the Ipsos-Insight survey said they have been the victims of credit card fraud. The number of people who reported knowing someone who had been a victim of fraud as a result of a stolen credit card concurs with the recent estimate from the Federal Trade Commission that 27.3 million Americans have been the victims of identity theft in the last five years.

Now dont tell me its Nigerians lolz. ok the question is why would i not verify the billing address and phone number of the card holder before i authorise shipment??? especially to international destinations? when we all know that there are many stolen credit cards yearly. now the question is they ship before validation and complain after the credit card is declared as stolen or whatever cases. men this shopping sites are not just realistic with their blames. i just dont understand them.

Ah before i forget , over here in Malaysia, Nigerians are know as fraudsters because of their past money dubbling sceams. now another issue, which is really funny, i come to you and double your money, if its not greed for christ sake? if i can double money why cant i do it for myself? why you? ah they wouldnt give you an answer for sure, and yet they blame Nigerians.

Nigerians are not fraudsters its the victims that are fraudsters, theives or greedy people whatever applies.

1 Comment »

  1. I don’t think any article like this, arguing from this angle, exists anywhere on the net. Congratulations.

    Comment by Seun Osewa — 2/22/2005 @ 3:28 am

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